The California Community Colleges are actively responding to the current COVID-19 crisis, working to ensure all students have the support and flexibility needed to navigate these uncertain times. This pandemic has taken a toll on many people’s finances, but rest assured college financial aid is still available year round.
Many colleges are loaning laptop computers so that students can continue their coursework while at home. Students should check with their financial aid office to see if their college is offering laptops.
Colleges have been authorized to transfer financial aid funds between programs on an emergency basis. Make sure to explain your situation to your college to see if you can receive emergency assistance.
Possibly not. The CARES Act does not require Pell grants or federal student loans to be returned if you had to drop out due to the COVID-19 pandemic. Check with your college on how state assistance or other financial aid may be affected.
If you drop a class due to COVID-19 you will most likely receive EW (emergency withdrawal) grades. These will not affect your financial aid status. However, any letter grades you earned for the semester will be counted toward your GPA. Pell Grant and student loan Satisfactory Academic Progress eligibility will not include grades for the courses that the student dropped as a result of the COVID-19 pandemic.
There will be some temporary relief for Federal Student Loan borrowers. Student loan payments will be deferred for 6 months, including principal and interest, through September 30, 2020, without penalty to the borrower for all federally owned loans. Please note this relief program is scheduled to expire September 30, 2020. You should contact your loan servicer to verify your loans have been placed on a non-interest accruing forbearance.
The federal Coronavirus Aid, Relief, and Economic Security (CARES) Act was enacted to provide emergency financial assistance and healthcare response for individuals, families and businesses affected by the COVID-19 pandemic.
Your college will determine your eligibility to receive emergency grants made available from the CARES Act. The financial aid office will notify you if you are eligible and when you can expect to receive any emergency aid.
The CARES Act provides much-needed relief for students with federal loans, including the suspension of monthly payments, interest and involuntary collection activity until September 30, 2020. In addition, Governor Gavin Newsom announced an initiative on April 23 to provide payment and other relief to more than 1.1 million Californians with privately held student loans and signed an executive order to stop debt collectors from collecting COVID-19-related assistance from borrowers.
The Governor announced on April 23 that students with commercially owned Federal Family Education Loan or privately held student loans who are struggling to make payments due to the COVID-19 pandemic may be eligible for expanded relief, including a minimum of 90 days forbearance, waiving late payment fees, ensuring that no borrower is subject to negative credit reporting and helping eligible borrowers enroll in other assistance programs.
Governor Newsom signed an executive order on April 23 that exempts court ordered debt collection for individuals receiving federal, state or local government financial assistance in response to the COVID-19 pandemic. This includes recovery rebates under the CARES Act. Funds may still be collected for child support, family support, spousal support or criminal restitution for victims.
In most cases, if a student receiving a Promise Program (AB19) fee waiver and has to drop below full-time, they may still be eligible to receive Promise Program fee waiver as long as they enroll full-time in the next semester. Since Promise Programs, vary by college and district, it is best to check with your financial aid office to verify your eligibility.
If your income has decreased due to reduced hours or layoffs because of COVID-19, you may be eligible for additional financial aid. You should contact the financial aid office at your college to explain the decrease in your income.
Some work-study programs allow students to still receive payment if you are not able to work due to COVID-19 closures. You should check with your work-study employer to see if you are eligible to still receive payment.
CALIFORNIA COMMUNITY COLLEGES CHANCELLOR'S OFFICE
1102 Q Street, 6th Floor
Sacramento, CA 95811